College Financing Plan

1. Students must reapply for financial assistance annually, as it is granted for each academic year. 
   • All awards depend on full-time student status, unless otherwise specified, and are subject to the student’s ability to meet the specific requirements of each award and any conditions related to admission to Adelphi. 
2. A valid Institutional Student Information Report (ISIR) must be received from the federal government before the last day of enrollment for the academic year in order to receive federal financial aid. 
3. Estimated awards that rely on funding from federal and state governments may fluctuate
   • These awards may not be reflected on the tuition bill. 
4. If an application is selected for federal verification, the student may be required to submit additional information.
   • The disbursement of any federal assistance will be delayed until the verification process is complete, and the amount of the award may be adjusted based on the information provided. 
5. Financial awards will be credited to the Adelphi tuition account.
   • Federal Pell Grants and Supplemental Educational Opportunity Grants (SEOG) will be disbursed no earlier than 10 days before the start of each semester. 
   • All other awards, including student loans, will also be issued after the end of the add/drop period. 
6. New York State HESC (Higher Education Services Corporation)Tuition Assistance Program (TAP) awards and state scholarships, combined with institutional awards, may not exceed the cost of tuition in accordance with New York state and Adelphi guidelines.  
   • Students may also be subject to federal income tax on any amount exceeding tuition or grants designated specifically for room and board. Scholarships designated for tuition only will be adjusted if additional tuition-only funds are received. 
7. Students must continue to meet the requirements for each award received. 
   • Grants (i.e.Adelphi University Panther Grant, and athletic and alumni awards)
     • A minimum GPA of 2.0 must be maintained each semester. If a student’s GPA falls below this threshold, they may lose their grant. 
   • Some awards, like endowed and restricted grants, will only renew if funding is available and do not automatically renew each year. Scholarships have varying renewal requirements each semester. 
8. Federal Work-Study
   • Students awarded Federal Work-Study should start by visiting Handshake and/or Adelphi’s Center for Career and Professional Development, where job postings are available.
   • It is advisable to go before the semester begins to get a head start on job applications. Once students begin working, they will receive a biweekly paycheck, and these earnings will not be deducted from their tuition bill. 
9. Federal Loans
   • For the most current information on federal loans, including how to apply or cancel loans, students should visit our financial aid website or check their initial financial aid package.
10. Withdrawals
    • If students withdraw from all courses, they may lose eligibility for financial assistance. Some awards may need to be recalculated based on a federally required formula. If a student withdraws before the semester ends, they should read information on refund policies.
11. To continue at Adelphi and remain eligible for financial aid, students must meet “satisfactory academic progress.” 

Learn more about gift aid options available to you.

• Adelphi Grants are offered to full-time undergraduates who demonstrate financial need. These grants do not have to be repaid to the University.
• Adelphi University’s Institutional Awards are offered to incoming students from the Office of University Admissions.
• Federal Pell Grants are offered to qualified students demonstrating high financial need who are pursuing their first undergraduate degree.
• Federal Supplemental Educational Opportunity Grants (FSEOG) are offered to Pell-eligible full-time undergraduates with exceptional financial need.
• New York State Tuition Assistance Program (TAP) grants are offered to full-time New York state residents who meet state guidelines and are in approved undergraduate degree programs.

With careful planning and an understanding of the basics of student loans, you can help ensure that you achieve your academic goals and graduate with a manageable amount of debt.

There are Federal Direct Loans that can help students and parents pay for education:

Additional steps are required to accept and cancel loans.

• Federal Work-Study: A federal program offered and administered by Adelphi University that provides opportunity for part-time employment to students with financial need to help pay for educational expenses. Students earn the federal minimum wage or more, and are paid every two weeks.
• Campus Jobs: Students who have not been offered Federal Work-Study can still obtain yearlong, seasonal and short-term job opportunities through the Center for Career and Professional Development or academic departments.

Refer to our award terms and conditions for the current academic year or view a specific award application.