Students who are registered at least half-time (6 or more credits) during the summer semester and meet all of the federal eligibility requirements may be eligible to borrow a Federal Direct loan. 

A student must meet all Eligibility will be determined based on the 2021-22 FAFSA and only after  all required documents have been submitted and processed by our office. Please complete the 2021 Summer Federal Direct Loan Application and return the completed application to from your Adelphi University email account as soon as possible.

Applications may also be faxed to 516.877.3380 or mailed to:

Adelphi University
Student Financial Services
1 South Avenue
Garden City, NY 11530

Your Summer Federal Direct Loan will affect your Fall or Spring loan eligibility in the following manner: 

Students can only receive their maximum Federal Direct Loan (Subsidized and/or Unsubsidized) amount for a “scheduled academic year” including Summer, Fall and Spring sessions. Any amount borrowed by the student for the Summer term will be deducted from the student’s maximum eligibility for the following Fall and Spring semesters.

Therefore, Adelphi University recommends that you only borrow a Summer Federal Direct Loan if you are:

  1. a graduate student
  2. an undergraduate student who has filed for Summer or Fall Graduation

Please be sure to take the loan origination fee (1.057% Federal Direct Subsidized and Unsubsidized Loans & 4.228% Federal Direct PLUS) into consideration when requesting your Summer 2021 loan amount.

If you have not already done so please complete your Master Promissory Note-MPN & Entrance Counseling at

Subsequent changes to your financial aid awards for the Summer 2021 semester can result in changes to your Federal Direct loan amounts.

Students will receive a Summer Award Letter to confirm certification of any Summer Federal Direct Loan requested.  Submitting a Federal Direct Summer Loan Application does not guarantee certification.

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  • Regular Semester Hours Mon - Fri: 9:00 am–4:00 pm
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