Tuition Refund Insurance
At Adelphi University, we believe it’s important to offer an easy way to protect the investment you and your family have made in higher education.
That’s why we’ve partnered with A.W.G. Dewar, Inc. to provide tuition refund insurance—offering valuable protection and peace of mind should unexpected circumstances interrupt your studies.
Tuition Refund Plan (TRP)
This optional insurance protects your education investment by covering 80% of applicable tuition and fees if you need to withdraw due to medical or mental health reasons. While all undergraduate and graduate students are automatically enrolled in Adelphi University’s Tuition Refund Plan, you can decline coverage by submitting an opt-out after your tuition bill is issued. Adelphi’s One-Stop Student Services will be notified once your opt-out is processed by Dewar.
Key Details
- Automatic Enrollment: All students registered for classes in the fall and spring terms are automatically enrolled in the plan. This fee will be included on the student’s tuition bill.
- 80% Tuition Protection: Covers applicable tuition and fees if you need to withdraw from classes and leave school for health reasons. The funds will first satisfy any remaining balance for that term; refunds will not exceed the amount of personal payment or loans disbursed. Benefits not required to settle the student’s account balance will be refunded to the student, not to exceed personal payments and/or loan funds borrowed for that term.
- Easy Opt-Out: If you have comparable coverage or prefer to decline, you may opt-out of the plan.
- Opt-out deadline: You must opt out by the final add/drop date of the current semester to avoid any costs. Opt-out availability for the Tuition Refund Plan will open in:
- June for the Fall semester
- December for the Spring semester
Pricing
| Student Type | Cost Per Semester | Cost Per Year |
|---|---|---|
| Full-Time Undergraduate (12+ credits) | $125 | $250 |
| Part-Time Undergraduate (less than 12 credits) | $68 | $136 |
| Graduate | $63 | $126 |
Withdrawal Refund Schedule with TRP
| Withdrawal Period | Adelphi Refund | TRP Refund | Total Refund to Student Account |
|---|---|---|---|
| Prior to the first day of the semester | 100% | 0% | 100% |
| By the end of the first week | 90% | 0% | 90% |
| By the end of the second week | 50% | 30% | 80% |
| Thereafter |
0% | 80% | 80% |
Tuition Refund Plan FAQs
For additional resources and information about the Tuition Refund Plan, please see the A.W.G. Dewar, Inc. Frequently Asked Questions.
- Injury and sickness withdrawals: 80% of the insured term’s applicable tuition and fees, less any refund or credit due you from the college, will be refunded, provided your physical condition is certified by a licensed physician and forces you to completely withdraw from all classes for the balance of the term.
- Mental health withdrawals: 80% of the insured term’s applicable tuition and fees, less any refund or credit due you from the college, will be refunded, provided your medical condition is certified by a licensed physician and you have completely withdrawn from all classes for any condition whose diagnosis is found in the DSM-V Manual.
In both cases above, a “complete withdrawal” from the college is required. This means you have given written notice that, because of your injury or sickness, you will not be able to complete the term and you will not receive any academic credit. A written statement from your doctor certifying the injury or sickness and college verification will be required.
Benefits not required to settle the student’s account balance will be refunded to the student, not to exceed personal payments and/or loan funds borrowed for that term.
This plan does not provide coverage for housing and/or meals or expenses incurred outside of the University.
The Tuition Refund Plan provides coverage for the Fall and Spring semesters only.
You’re automatically enrolled each semester, but you can choose to opt out. You should make your decision by the current semester’s final add/drop date to avoid any costs.
Opting out is done via the Dewar platform. Please keep in mind that:
- You’ll be opting out of coverage should you withdraw and lose the opportunity to minimize your tuition liability to the University.
- You can expect the plan fee to be removed from your bill in 72 hours.
- You must opt out each semester if that is your preference.
- If you change your mind, you can opt back in until the current semester’s final add/drop date.
- Check your Adelphi student email for opt-out instructions.
Opting out of the Tuition Refund Plan will open in:
- June for the Fall semester
- December for the Spring semester
You can opt out through the Dewar platform. You must do so by the current semester’s final add/drop date to avoid any costs.
Yes. If you change your mind, you can email Dewar at trp@dewarinsurance.com. Be sure to include your first and last name, your Adelphi University student ID number, and your Adelphi student email address.
You must do so by the current semester’s final add/drop date.
A claim is submitted to A.W.G. Dewar, Inc. in two parts, by three parties:
- the tuition payee
- the attending physician
- Adelphi University
Please note: The Student Information Release form should be completed and submitted to the One-Stop Student Services Center.
Please contact Dewar directly at 617.774.1555, if you have any questions regarding the claims process or the status of your claim for the Tuition Refund Plan.
Once all claim forms are submitted and if approved, benefit payments are usually sent to Adelphi University within 7-10 business days to be credited to the student’s account. Benefits not required to settle the student’s account balance will be refunded to the student, not to exceed personal payments and/or loan funds borrowed for that term.
Claims should be reported as soon as possible; in any event, not later than 30 days after the date of withdrawal.
If you have any questions about the Tuition Refund Plan, please feel free to contact A.W.G. Dewar, Inc. directly.