Estimated Total Cost of Attendance for Undergraduate Students
Every student’s financial path is unique. Estimate your cost of attendance with Adelphi’s financial aid and scholarship opportunities factored in.
How to Calculate Cost
Your cost will depend on several factors, including which program of study you apply to, if you are a New York state resident, and where you will be living.
For many students, applying for financial aid will significantly reduce the amount they will pay each year. An important component of our financial aid packages are Adelphi University scholarships and grants — that is, free money that does not need to be repaid. The overall price is also reduced through loans and work-study — money students earn during the academic year.
After factoring in Adelphi’s institutional aid as well as loans and work-study, the remaining expenses are the estimated total annual cost for each family. This is a combination of both the:
- Parent contribution (determined through the FAFSA® by income, assets, family size and number of undergraduates in college)
- Student contribution, which is the amount students are asked to contribute to the cost of their education through summer employment and a portion of their savings
The remaining unmet costs may be addressed through outside scholarships, private loans, and special payment plans.
Direct and Indirect Costs
The following chart outlines the components of the various full-time budgets for the 2025-2026 academic year. Students enrolled for fewer than 12 credits per semester will have budgets based on lower tuition costs.
Direct Costs
| Costs | Resident | Commuter with Parent | Off-Campus not with Parent |
|---|---|---|---|
| Tuition and Fees | $51,950 | $51,950 | $51,950 |
| Books and Supplies | $1,200 | $1,200 | $1,200 |
| Room and Board | $21,385 | – | – |
| Sub-Total Direct Costs | $74,535 | $53,150 | $53,150 |
Indirect Costs
| Costs | Resident | Commuter with Parent | Off-Campus not with Parent |
|---|---|---|---|
| Room and Board | – | $7,050 | $25,754 |
| Transportation (Estimated) | $840 | $3,600 | $3,600 |
| Personal (Estimated) | $3,300 | $3,300 | $3,300 |
| Loan Origination Fees | $70 | $70 | $70 |
| Sub-Total Indirect Costs | $4,210 | $14,020 | $32,724 |
Total Cost of Attendance
| Costs | Resident | Commuter with Parent | Off-Campus not with Parent |
|---|---|---|---|
| Direct and Indirect Costs | $78,745 | $67,170 | $85,874 |
Updating Your Cost of Attendance
If you are moving from living at home with family to living on-campus or off-campus (or vice versa) or if your enrollment status has changed between full and part-time status for the upcoming semester, we will adjust your cost of attendance accordingly. Please reach out to us at onestop@adelphi.edu to provide any updates on your plans.