Step by Step Guide of Your College Financing Plan

Step 1

These are your direct cost to Adelphi University. This includes tuition and fees and housing if you are living on campus. 

Step 2

Scholarships and grants are types of aid that do not have to be repaid. They may take the form of Adelphi University scholarships or need-based grants, federal or state grants, or outside scholarships. Application deadlines may apply to certain types of aid.

Step 3

This is your estimate of what you will owe Adelphi minus gift aid you received.

Step 4

These are your Federal Direct Loans that are awarded to you. If you wish to borrow, you must complete an electronic Master Promissory Note (MPN), along with the Entrance Counseling session at studentaid.gov to make sure your loan funds are credited to your account.

Step 5

This is your estimate of what you will owe minus gift aid and loans if you borrow.

Other Costs You May Incur

These are just estimates of additional costs that may come up during your time as a student, for example, books, supplies, transportation and personal expenses. These are not paid to Adelphi.

Estimated Cost Of Attendance (COA)

It is calculated by the following:

Your Direct Cost (found in Step 1) plus (+) Your Indirect Cost (found in Step 6)
And then subtracting (-) Your Gift Aid (found in step 2). THIS equals your Total Net Price.

Your Total Estimated Remaining Cost is calculated by taking your Total Loan Aid (found in step 4) and subtracting (-) the Total Net Price.

This is the estimated remaining cost to attend using both gift AND loan aid if you choose to borrow.

Options to Help Pay the Remaining Cost

Federal Work Study is an opportunity to work on campus. Earnings will go directly to you.

PLUS and private loans are additional options to help pay for educational expenses not covered by financial aid.