New Graduate Students
We understand that financing your graduate program can be intimidating and a significant investment. Our dedicated staff will help ensure you have the resources needed to understand your aid options, manage unmet cost, and borrow responsibly. Whether you plan to pursue a full- or part-time program, we’ll assist you throughout the process.
The following step-by-step instructions intend to guide graduate and doctoral students applying for financial aid.
Adelphi requires the Free Application for Federal Student Aid (FAFSA) to be considered for institutional grants, state, and federal aid. The school code is 002666.
How to Apply for Financial Aid
Step 1: Familiarize Yourself With Graduate Aid Options
Graduate financial aid may come in many forms including:
- Grants and Scholarships: Grants and scholarships for graduate students are predominantly merit-based awards offered at the time of admission. These funds are applied directly to your educational costs. Grants and scholarships may include general academic awards, department-specific awards, graduate teaching and/or research assistantships, and graduate/doctoral fellowships.
- Work-Study: Work-study is a need-based financial aid award that allows students to work on campus to earn money to help pay for educational expenses and minimize borrowing, all while developing valuable skills and experience.
- Federal and Private Loans: Loans are a common and essential way to finance your graduate education. We’ll assist you in understanding responsible borrowing.
Step 2: Complete Your FAFSA Using Your FSA ID
If you’ve not yet created a Federal Student Aid (FSA) ID, you’ll want to do so in order to access the annual FAFSA form and future Master Promissory Notes for federal loans.
Submit your application as soon as possible on or after October 1st using Adelphi’s federal school code: 002666.
To maximize your consideration for need-based aid, be sure to file by the priority deadline:
- November 1: Priority deadline for new Spring students
- March 1: Priority deadline for new students
Helpful hint: Using the IRS Data Retrieval Tool when completing the FAFSA is highly recommended as it will minimize the amount of additional documentation you may have to submit. In order to protect your privacy, using this tool will not display your tax return information on the web page, on your FAFSA form or on your Student Aid Report (SAR). Instead, you’ll see “Transferred from the IRS” in the appropriate fields.
Step 3: Submit Requested Documentation
Following submission of your FAFSA, additional documentation may be requested. It’s important to respond promptly to requests for information to maximize the aid available.
Before any federal assistance can be applied to your account, you must ensure that you have submitted all transcripts from prior schools to the Office of University Admissions. This ensures your financial aid awards are based on your correct academic standing.
Step 4: Review Your Financial Assistance Plan
After you have been admitted and have submitted your FAFSA and required documents, you will receive a financial assistance plan, detailing your financial aid awards. Review this information and all accompanying materials.
Your Financial Assistance Plan will inform you of your eligibility to borrow under the Federal Direct Unsubsidized Loan program and any other financial aid for which you are eligible. It also provides you with information about eligibility for borrowing under the Federal Direct Graduate PLUS and/or private loan options.
Be sure to review your enrollment status to confirm its accuracy. Should you need to update your status, please reach out to us so that we may correct it and recalculate your eligibility as needed.
As you review your loan eligibility, it is important to keep in mind the following:
- To receive Federal Student loans, you must be matriculated in a degree-granting or approved certificate program of study, and you must be registered for at least 6 credits per semester.
- Loans are generally disbursed at the end of the add/drop period for the semester. Disbursements may be delayed for a number of reasons—including if you are enrolled for late start classes or if you are not currently attending at least 6 credits.
- First-time Graduate Federal Direct Student Loan borrowers must complete entrance counseling and a master promissory note (MPN) at studentaid.gov.
Step 5: Pay Your Balance
Upon registering for classes, an e-bill is generated for your review and payment. It can be accessed and viewed by logging into your eCampus account. The document will reflect all relevant charges and anticipated financial aid. If you are a student pre-registering for the fall and spring semesters, you’ll be billed in June and November, respectively.
Health insurance charges may be visible to select students as well. Be sure to review the University’s health insurance requirements to better understand opting in or out of insurance.
To address outstanding balances, various payment options are available to you and your family. These include:
Should you need to cancel or change your loan(s), it is important to know the following:
- If you decide to cancel your awarded Federal Direct unsubsidized student loan, you can do so on CLASS, accessed through eCampus.
- If you want to reduce your Federal Direct unsubsidized student loan, please send us an email to email@example.com from your Adelphi Gmail account, informing us of your requested loan amount.
- Refunds of Federal Student Loans are issued within 14-days from the date that the credit has occurred.