{"id":2561,"date":"2025-09-02T15:26:19","date_gmt":"2025-09-02T19:26:19","guid":{"rendered":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/changes-to-fafsa\/one-big-beautiful-bill-act\/"},"modified":"2026-05-11T17:03:23","modified_gmt":"2026-05-11T21:03:23","slug":"one-big-beautiful-bill-act","status":"publish","type":"page","link":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/changes-to-fafsa\/one-big-beautiful-bill-act\/","title":{"rendered":"One Big Beautiful Bill Act"},"content":{"rendered":"<p>On July 4, 2025, the One Big Beautiful Bill Act was signed into law, resulting in changes to some federal student aid programs. Some of these changes went into effect immediately, while others will go into effect at a later date.<\/p>\n<p>The <a href=\"https:\/\/studentaid.gov\/announcements-events\/big-updates\" target=\"_blank\" rel=\"noopener\">One Big Beautiful Bill Act Updates<\/a> page will continue to be updated as new information becomes available.<\/p>\n<p>Please visit the <a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">Federal Student Aid website<\/a> to get the latest information on changes affecting recipients of federal student aid, including borrowers. Their <a href=\"https:\/\/studentaid.gov\/announcements-events\/big-updates\" target=\"_blank\" rel=\"noopener\">One Big Beautiful Bill Act Updates<\/a> page will continue to be updated as new information becomes available.<\/p>\n<h2>At-a-Glance Comparison<\/h2>\n<p>The table below provides a side-by-side summary of the key changes for quick reference.<\/p>\n<table class=\"aid-comparison\" aria-label=\"Comparison of federal student aid rules between academic years 2025-2026 and 2026-2027\">\n<thead>\n<tr>\n<th scope=\"col\">Program \/ Rule Category<\/th>\n<th scope=\"col\">2025\u20132026 Academic Year (Current Rules)<\/th>\n<th scope=\"col\">Starting 2026\u20132027 Academic Year (Changes)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"strong-text\" scope=\"row\"><strong>Parent PLUS Loans<\/strong><\/td>\n<td>Can borrow up to the full cost of attendance (minus other aid received) with no borrowing caps<\/td>\n<td><span class=\"strong-text\">New borrowers<\/span> will have annual and lifetime borrowing caps: approx. $20,000\/year and $65,000 total aggregate limit<\/td>\n<\/tr>\n<tr>\n<td class=\"strong-text\" scope=\"row\"><strong>Graduate PLUS Loans<\/strong><\/td>\n<td>Available to cover remaining education costs<\/td>\n<td>Eliminated for new borrowing after June 30, 2026<\/td>\n<\/tr>\n<tr>\n<td class=\"strong-text\" scope=\"row\"><strong>Graduate Loan Limits<\/strong><br \/>\n(Direct Unsubsidized)<\/td>\n<td>Higher and more flexible borrowing<\/td>\n<td>Lower capped limits: fixed annual and total amounts<\/td>\n<\/tr>\n<tr class=\"highlight-change\">\n<td class=\"strong-text\" scope=\"row\"><strong>Current Students<\/strong><br \/>\n(already enrolled before the rule change)<\/td>\n<td>Continue borrowing under current rules<\/td>\n<td>May be granted \u201clegacy\u201d status for a limited time<\/td>\n<\/tr>\n<tr>\n<td class=\"strong-text\" scope=\"row\"><strong>Pell Grants<\/strong><\/td>\n<td>Based on current FAFSA\u00ae calculations (SAI)<\/td>\n<td>SAI of $14,790 or higher will no longer be eligible for Pell<\/td>\n<\/tr>\n<tr>\n<td class=\"strong-text\" scope=\"row\"><strong>Repayment Plans<\/strong><br \/>\n(Income-Driven and Standard)<\/td>\n<td>Multiple income-driven repayment options<\/td>\n<td>Fewer\/modified repayment options<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>On July 4, 2025, the One Big Beautiful Bill Act was signed into law, resulting in changes to some federal student aid programs. Some of these changes went into effect immediately, while others will go into effect at a later date. The One Big Beautiful Bill Act Updates page will continue to be updated as&hellip;<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":1051,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2561","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<title>One Big Beautiful Bill Act Updates | One-Stop Student Services Center<\/title>\n<meta name=\"description\" content=\"One Big Beautiful Bill Act law results in changes to some federal student aid programs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/changes-to-fafsa\/one-big-beautiful-bill-act\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"One Big Beautiful Bill Act Updates 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