{"id":609,"date":"2026-07-31T14:50:07","date_gmt":"2026-07-31T18:50:07","guid":{"rendered":"https:\/\/www.adelphi.edu\/health\/insurance-2\/"},"modified":"2026-07-31T16:09:58","modified_gmt":"2026-07-31T20:09:58","slug":"waiving-insurance","status":"publish","type":"page","link":"https:\/\/www.adelphi.edu\/health\/insurance\/waiving-insurance\/","title":{"rendered":"Waiving Insurance"},"content":{"rendered":"<p>You may elect to <a href=\"https:\/\/www.gallagherstudent.com\/adelphi\/\" target=\"_blank\" rel=\"noopener\">waive the school insurance<\/a> if you have comparable coverage that is active. All students must provide proof of their coverage when requesting a waiver. <span>You will need your <\/span><a href=\"https:\/\/www.adelphi.edu\/it-services\/login\/\" target=\"_blank\" rel=\"noopener noreferrer\">Adelphi student username and password<\/a><span> to access the waiver form starting on July 2, 2026.<\/span><\/p>\n<h2>Waiver Deadlines<\/h2>\n<p data-start=\"2014\" data-end=\"2133\">Students with comparable coverage can request a waiver, but must submit proof of coverage by the following deadlines:<\/p>\n<ul>\n<li data-start=\"2136\" data-end=\"2184\"><strong data-start=\"2136\" data-end=\"2165\">Fall 2026<\/strong>: October 1, 2026<\/li>\n<li data-start=\"2187\" data-end=\"2235\"><strong data-start=\"2187\" data-end=\"2218\">Spring 2027<\/strong>: March 1, 2027<\/li>\n<\/ul>\n<p data-start=\"2237\" data-end=\"2272\"><strong>No late waivers will be accepted.<\/strong><\/p>\n<p>If you waive the plan in the fall and continue in the spring, you do not need to submit a new waiver.<\/p>\n<p>If you enroll in the spring for the first time, you must waive separately by the March 1 deadline.<\/p>\n<h2 data-start=\"2237\" data-end=\"2272\">Minimum Waiver Requirements for Residential and International Students<\/h2>\n<p data-start=\"2349\" data-end=\"2405\">To waive the <a href=\"https:\/\/www.adelphi.edu\/health\/insurance\/\">Adelphi plan<\/a>, your health insurance must meet all ACA guidelines, including:<\/p>\n<ul>\n<li data-start=\"2450\" data-end=\"2474\">Unlimited plan maximum<\/li>\n<li data-start=\"2479\" data-end=\"2534\">Minimum coverage: 80% in-network \/ 60% out-of-network<\/li>\n<li data-start=\"2539\" data-end=\"2598\">Medical Evacuation: $50,000 (International Students only)<\/li>\n<li data-start=\"2603\" data-end=\"2667\">Repatriation of Remains: $25,000 (International Students only)<\/li>\n<li data-start=\"2672\" data-end=\"2771\">Active coverage for the entire term (<span>International Students only: <\/span>Fall: August 10 \u2013 December 31; Spring: January 1 \u2013 August 9)<\/li>\n<\/ul>\n<p data-start=\"2773\" data-end=\"2849\">If your policy does not meet these requirements, your waiver will be denied.<\/p>\n<h2>What You\u2019ll Need to Waive<\/h2>\n<p data-start=\"473\" data-end=\"587\">Before you start the waiver process, gather the following information:<\/p>\n<ol>\n<li data-start=\"590\" data-end=\"688\">Your current insurance card (front and back) \u2014 the card must have the insurance ID number on it.<\/li>\n<li data-start=\"691\" data-end=\"724\">Your Adelphi student ID number (Not sure of your ID? You can <a href=\"https:\/\/class.adelphi.edu\/account_tools\/id.php\" target=\"_blank\" rel=\"noopener\">look up your Adelphi ID<\/a>.)<\/li>\n<li data-start=\"727\" data-end=\"839\">An email address that you will monitor for communications from the insurance company about your waiver status.<\/li>\n<li data-start=\"842\" data-end=\"985\"><strong data-start=\"842\" data-end=\"873\">International students only<\/strong>: A copy of your actual policy documents to upload to the waiver site.<\/li>\n<\/ol>\n<p data-start=\"987\" data-end=\"1167\"><em>Be sure to double-check all information\u2014especially your policy number and phone number\u2014before submitting. Accurate information is essential for your waiver to be approved.<\/em><\/p>\n<h2 data-start=\"2773\" data-end=\"2849\">After Submitting a Waiver<\/h2>\n<ul>\n<li data-start=\"2875\" data-end=\"2978\">Students must retain a copy of their waiver submission confirmation. It is the student\u2019s responsibility to provide proof of waiver submission if there\u2019s an issue. Once your waiver is approved, the insurance fee will be removed from your account within one to two weeks.<\/li>\n<li data-start=\"2981\" data-end=\"3081\">Students must monitor the email address they use to process the waiver for communications from the insurance company.<\/li>\n<\/ul>\n<p>For questions about the health insurance requirement, waiver process or plan benefits, please contact us at <a href=\"mailto:studentinsurance@adelphi.edu\">studentinsurance@adelphi.edu<\/a> or the <span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">customer<\/span><span> service for <\/span><a href=\"https:\/\/www.gallagherstudent.com\/adelphi\/\" target=\"_blank\" rel=\"noopener\">Gallagher Student Health &amp; Special Risk<\/a><span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\"> <\/span><span>at <\/span><a href=\"tel:18338212337\">833.821.2337<\/a><span>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You may elect to waive the school insurance if you have comparable coverage that is active. All students must provide proof of their coverage when requesting a waiver. You will need your Adelphi student username and password to access the waiver form starting on July 2, 2026. Waiver Deadlines Students with comparable coverage can request&hellip;<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":62,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-609","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<title>Waiving Insurance | Health Services<\/title>\n<meta name=\"description\" content=\"You may elect to waive the Adelphi University school health insurance if you have a comparable coverage plan that is active.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.adelphi.edu\/health\/insurance\/waiving-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Waiving Insurance | Health Services\" \/>\n<meta property=\"og:description\" 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